Family First: Visa Options and Challenges for Founders Moving with Dependants

Moving to the United States as a founder or entrepreneur is an exciting milestone, full of new opportunities and possibilities. But we also know it can feel overwhelming — especially when you’re bringing your family with you. It’s not just about your visa; it’s about making sure your spouse, children, and loved ones are safe, supported, and ready to start a new chapter alongside you. That means thinking about more than paperwork — it’s about schools, healthcare, and creating a sense of stability during a big life transition.

This guide was created with founders and entrepreneurs like you in mind. We’ll walk through the most relevant visa options, share what the process looks like in practice, highlight common challenges, and, most importantly, explore how to navigate them together. From the first application to long-term plans like permanent residency, you’ll find insights designed to help you and your family move forward with confidence.

Because when you plan for your family’s needs from the very beginning, the whole journey becomes smoother. The risks and uncertainties don’t disappear — but with the right support, they become manageable. And that frees you to focus on what brought you here in the first place: building, growing, and creating in the U.S.

To get more information about this and related topics, read our previous articles:

Unlocking opportunities: How the USA O-1 Visa Supports Emerging Innovators in AI and Blockchain

Understanding the International Entrepreneur Rule (IER) and How it Compares to the O1 Visa

Navigating the New US Immigration Landscape: What Global Mobility Experts Need to Know

O-1 Visa: What’s Allowed for Your Spouse? Work, Rights, Options

O-1A Visa: Step-by-Step Guide for Tech Founders

USA Visa Routes That Support Dependants In 2025

For founders moving to the USA, selecting the right visa is crucial not only for your legal entry and stay but also to ensure your dependents—spouses and children—can accompany you and enjoy legal protections. The U.S. immigration system offers several visa categories suited for entrepreneurs, business founders, and investors. Most of these visas provide dependent visas for immediate family members, enabling them to live, study, and sometimes work in the U.S.

Below is an overview of the most common visa routes founders use in 2025, highlighting whether and how dependants are accommodated:

E-2 Treaty Investor Visa

This visa is for entrepreneurs from countries that have a treaty with the United States who invest a substantial amount of capital in a U.S. business. Dependants include the spouse and unmarried children under 21 years old. The spouse can apply for a work permit (Employment Authorization Document), allowing them to work legally in the U.S., while children can attend school but are not permitted to work.

L-1 Intracompany Transfer Visa

Designed for executives, managers, or employees being transferred to a U.S. branch, affiliate, or subsidiary of their company. Dependants—spouse and children under 21—receive L-2 visas. Spouses can obtain work authorization through an Employment Authorization Document and may work freely. Children can attend school but cannot work.

O-1 Extraordinary Ability Visa

Issued to individuals with extraordinary ability or achievement in business, sciences, arts, or education. Dependants (O-3 visa holders) include spouse and children under 21. Dependants can attend school, but neither spouses nor children are allowed to work.

H-1B Specialty Occupation Visa

For skilled workers employed by a U.S. employer in specialty occupations, which can include founders employed by their own company. Dependants (spouse and children) receive H-4 visas. Work authorization for spouses is limited and only available if the primary H-1B visa holder is in the process of obtaining a green card (has an approved I-140 petition). Children can attend school but cannot work.

EB-5 Immigrant Investor Visa

Allows investors to obtain permanent residency (a green card) by investing $800,000 or $1.05 million in a U.S. business that creates at least ten jobs. Dependants include spouse and children under 21, who also receive green cards. All family members have the right to work and study freely in the U.S.

TN Visa (for Canadian and Mexican Nationals)

For certain professionals under the USMCA (formerly NAFTA) agreement. Dependants receive TD visas. Spouses and children can attend school, but they are not authorized to work.

The Hidden Costs And Logistics Of Relocating With Dependants

Moving to the United States as a founder is complex enough—but relocating with dependants introduces a whole new layer of logistical, financial, and emotional considerations. While visa processes and legal requirements are the foundation, hidden costs and practical planning can make or break your family’s relocation experience.

Usually, there is a lot of talk about visas, but rarely about housing, schools, and medicine. However, this is often what determines how smoothly a family's move will go.

1. Visa and Legal Fees: More Than Just Your Application

Most founders budget for their visa, but each dependent adds to the cost—sometimes significantly. Fees may include:

  • Visa application fees: Charged per family member (typically $160–$500 depending on visa type).

  • USCIS processing fees: For adjustment of status, EAD applications, or green card filings (can exceed $1,000 per person).

  • Attorney fees: If using an immigration lawyer, expect additional charges for preparing dependent forms.

  • Translations & document authentication: Birth certificates, marriage licenses, school records, etc., often need notarisation or apostille services.

2. Healthcare: A Major, Often Overlooked Expense

The U.S. healthcare system is not subsidised for non-residents, and coverage is essential.

  • Private insurance is typically required unless the founder’s visa offers employer-sponsored plans.

  • Dependants need to be insured separately or added to a family plan, which can cost $500–$2,000/month depending on location, age, and coverage.

  • Without insurance, a single emergency visit could cost $3,000+.

3. Housing and Schooling

Finding the right living environment is about more than square footage—it’s about schools, safety, and quality of life for your family.

  • Rental deposits and first/last month rent may be required up front—often $5,000+ in urban hubs.

  • School zoning: In many states, public school access depends on your address. Popular districts often come with higher rents.

  • Private or international schools can cost $15,000–$40,000 per child per year, especially in major metro areas like NYC or San Francisco.

4. Transportation and Day-to-Day Mobility

Public transport isn’t reliable in most U.S. cities (outside NYC and a few metros). For families, a car is often essential.

  • Buying or leasing a car typically requires a Social Security Number (not always available to dependents).

  • You may need to pay in full or use a co-signer.

  • Childcare transport, school runs, and extracurriculars often demand a second car.

5. Adjustment Period: Time, Stress, and Emotional Costs

Don’t underestimate the emotional and psychological load:

  • Spouses may face isolation, especially if they can’t work.

  • Children can struggle with language barriers or school transitions.

  • Founders often feel torn between business obligations and family adaptation needs.

6. Immigration Maintenance and Renewals

You’ll have to keep track of a lot of things: visas, permits, and deadlines. Missing one can cause a lot of stress:

  • Visa expiry dates

  • Travel limitations

  • Re-entry documentation

  • Employment authorisation renewals (for eligible spouses)

7. Delayed Income & Liquidity Issues

If your U.S. business isn’t yet generating stable revenue, your family's expenses may rely on personal savings.

  • Wire transfers and foreign exchange rates can chip away at your budget.

  • U.S. bank account opening for dependents isn’t always straightforward.

Work, School, & Visa Tasks

Relocating your business is only one piece of the puzzle. Once you arrive in the United States with your dependents, the logistical demands shift toward day-to-day stability—work, school, and maintaining a valid immigration status. For founders juggling startup momentum with family obligations, understanding how each member of the household fits into the U.S. system is essential.

Below is a breakdown of what to expect—and prepare for—across work eligibility, schooling, and ongoing visa responsibilities.

1. Spouse Employment: Who Can Work and When?

Work rights for spouses vary greatly depending on your visa type. Here’s what founders need to know:

  • Spouses on E-2, L-2, or EAD-authorised H-4 visas are eligible to work.

As of 2023, L-2 and E-2 spouses are considered employment authorised incident to status—meaning no separate EAD application is required.

H-4 spouses, however, must apply for an EAD, and only if the H-1B holder has an approved I-140.

  • Spouses on O-3 or TD visas (dependents of O-1 or TN holders) are not permitted to work under any circumstances.

2. Children’s Education: Public vs. Private Schooling

All children, regardless of immigration status, are entitled to attend public K-12 schools in the United States. These are free and zoned by residential address.

Key Considerations:

  • Public Schools: Free, local access based on ZIP code. Quality varies by district.

  • Charter Schools: Publicly funded but independently run, often with lotteries or applications.

  • Private/International Schools: Ideal for children who don’t speak English fluently or have specialised academic needs. Costs can range from $15,000–$50,000/year.

3. Preschool and Childcare Logistics

Children under age 5 are not eligible for free public schooling, and childcare in the U.S. is extremely expensive.

  • Daycare or preschool costs: Often $800–$2,000/month, depending on location.

  • Waitlists are common, especially in major cities.

  • Some families hire nannies (often $20–$30/hour), especially when one spouse is unable to work.

4. Ongoing Visa Maintenance Tasks

It’s not enough to enter the U.S. legally—you must maintain a valid status for every family member throughout your stay. Here’s what’s on your ongoing to-do list:

For Primary Visa Holders (You):

  • Maintain full-time employment or investment activities that justify your visa.

  • Keep business registration and payroll documentation up to date (especially for E-2 or L-1).

For Dependants:

  • Spouses may need to apply for EAD renewals (if applicable).

  • Children may “age out” at 21 and require their visa path (e.g., student visa or adjustment of status).

  • Any change in your status (e.g., termination, business closure) affects theirs too.

5. SSNs, IDs, and Integration Tasks

Your family will also need to complete these tasks to integrate smoothly into American systems:

  • Social Security Numbers (SSNs): Spouses can apply if they are eligible to work. Children typically do not need one unless required for tax or educational purposes.

  • Driver’s Licenses or State IDs: Often needed to open bank accounts, rent property, and access services.

  • Health Insurance Enrolment: Time-sensitive for newcomers—often tied to 30- or 60-day enrolment windows.

6. Emergency & Contingency Planning

Relocating with dependants also means preparing for unforeseen issues, such as:

  • Emergency Travel: Ensure everyone’s passports and visas are valid and allow re-entry.

  • Family Separation Risks: If the founder must travel for business, does the spouse have the legal right to stay and support the children?

  • Status Gaps: If your visa lapses or an application is delayed, the whole family’s legal presence may be jeopardised.

How To Set Your Family Up For A Smoother Transition

Relocating to the U.S. as a founder isn’t just about legal processes or business milestones—it’s about laying the groundwork for your entire family to feel safe, confident, and connected in a new environment. This is especially critical in the first 3–6 months after arrival, a period often marked by culture shock, logistical hurdles, and emotional adjustment.

Below are key strategies to help your dependents settle in and thrive alongside your entrepreneurial journey.

1. Start with a Family-Centred Relocation Plan

Approach the move as a shared journey, not a solo mission. Outline the process clearly for everyone, including children.

Include:

  • Visa and travel timelines

  • Housing decisions

  • School and childcare planning

  • Work expectations for spouse (if applicable)

  • Initial lifestyle adjustments (budget, language, transportation)

Tip: Assign roles—for example, your partner handles schools while you focus on business incorporation and legal setup.

2. Choose the Right Location (Not Just for Work)

Many founders are tempted to base their move on proximity to investors, accelerators, or business hubs—but what works for your business might not suit your family.

 Consider:

  • School ratings

  • Neighbourhood safety

  • Cultural diversity

  • Proximity to community resources (parks, libraries, etc.)

  • Ease of public transportation or driving

Tip: Look into cities that combine startup activity with family-friendly infrastructure—Austin, Raleigh, Denver, and Seattle are increasingly popular among founder families.

3. Set Realistic Emotional Expectations

Relocation affects each family member differently. Founders may feel excitement and urgency—dependants might feel dislocation, confusion, or even resentment.

Encourage open conversations around:

  • What each person is leaving behind

  • Hopes and concerns about the new environment

  • How to stay connected to extended family or culture

  • Adjusting to new routines, languages, and social norms

Tip: Keep a shared family journal or start a group photo blog—it helps children feel like active participants in the journey.

4. Enrol Early in Community & Support Networks

Community connection is one of the biggest predictors of a successful transition. Don’t wait until you're settled—start building a support network before the move.

Join:

  • Facebook groups for expat or founder families

  • Local parent networks or school groups

  • Cultural or language communities

  • Startup family clubs (often offered by co-working spaces and accelerators)

Tip: Encourage your spouse to find social or professional circles early—especially if they are not working immediately.

5. Get Ahead on Healthcare and Insurance

Don’t let a medical emergency be your introduction to the U.S. system. Secure a healthcare plan and establish care providers within your first month.

Action list:

  • Choose a family doctor and paediatrician

  • Find a local urgent care clinic for non-emergencies

  • Store medical records digitally

  • Enrol in health insurance (through employer, private plan, or ACA marketplace)

Tip: Some U.S. schools require medical exams or immunisation records before enrolment—check ahead!

6. Stabilise Your Finances for 3–6 Months

Relocation often comes with unpredictable costs, and income from a new business may take time to stabilise.

Best practices:

  • Build a cash reserve that covers at least 3–6 months of living expenses for the entire family

  • Avoid locking into long-term contracts too early (leases, cars, childcare)

  • Use credit cards sparingly—many foreign cards are flagged or restricted

  • Open U.S. bank accounts and consider platforms tailored for expats or founders (e.g., Wise, Mercury, or Revolut)

Tip: Set up automatic alerts for key recurring costs like rent, insurance, and tuition so nothing is missed during busy periods.

7. Help Children Adapt at Their Own Pace

For younger children, adaptation often revolves around routine and reassurance. For teens, it’s about belonging and identity.

Support ideas:

  • Choose schools with international student support

  • Set up extracurriculars aligned with their interests (sports, music, clubs)

  • Allow space for emotional expression—don’t dismiss homesickness or culture shock

  • Celebrate cultural holidays at home to keep their identity rooted

Tip: Let each child personalise their room early—familiar objects, colours, or photos ease the sense of disruption.

8. Don’t Ignore Your Spouse’s Trajectory

It’s easy to pour all your energy into your venture—but your spouse’s sense of purpose is equally important to your family’s long-term happiness.

Support options:

  • Enrol in short-term studies or professional certification courses

  • Volunteer locally or join parent–teacher groups

  • Start freelancing or consulting if visa permits

  • Join startup spouse/partner support networks

Tip: Discuss this openly before the move—having a personal plan can prevent identity loss or resentment.

9. Celebrate Milestones as a Family

Make the journey feel meaningful beyond the logistics. Recognise milestones together—first apartment, first day of school, first client closed—so the family stays emotionally involved in your story.

Milestone ideas:

  • Frame a U.S. map and mark places visited

  • Plan monthly outings to explore the city together

  • Make a “Family in the U.S.” photo wall

Tip: These memories matter. They help balance the inevitable challenges with a growing sense of purpose and shared achievement.

Conclusion

Relocating to the United States as a founder is a bold, high-stakes move—but when you bring your family along, it becomes something far more meaningful. It’s not just about building a company; it’s about building a life—one that balances ambition with stability, and innovation with care.

Throughout this guide, we've explored the full landscape of what it means to move to the U.S. with dependents. From choosing the right visa route and understanding work and study rights, to budgeting for hidden costs and managing emotional transitions, each stage requires planning and a long-term mindset.

Some key takeaways include:

  • Not all visas are equal when it comes to family benefits—E-2, L-1, and EB-5 offer the most flexibility for spouses and children.

  • Healthcare, schooling, and housing costs add up quickly—so financial preparedness is just as important as legal compliance.

  • Work rights and education access for dependants vary by visa type and must be factored into your decision early.

  • Community, emotional well-being, and personal identity are critical for successful integration—especially for spouses and children adjusting to a new culture.

But perhaps the most important insight is this: your family’s transition is a multiplier of your success. When your partner feels empowered, your children feel settled, and your household finds its rhythm, you gain the freedom and focus to grow your venture with clarity. Stability at home enhances resilience at work.

We see that — when a family adjusts more quickly to life in a new country, the founder can step into business challenges with far greater strength and focus.

So as you draft business plans, investor decks, and market strategies, take equal care in planning your family’s roadmap. This dual focus isn’t a distraction from success; it’s the foundation of it.

After all, what’s the value of opportunity if it can’t be shared with those who matter most?

How Tech Nomads can help

Do you find it challenging to showcase and structure your achievements for a U.S. visa application? Or perhaps you’re unsure which experiences USCIS will value most? You’re not alone — and that’s where we step in.

At Tech Nomads, we’ve been helping talents and their families relocate for many years. What we’ve learned is that success isn’t only about securing the visa but also about feeling supported and confident in those first crucial months of transition. Because in the end, it’s not only about paperwork, it’s about feeling confident, settled, and ready for what comes next.

About Tech Nomads Club

Tech Nomads Club is a curated global community for highly skilled professionals.

We host free, application-based events including expert panel talks, start-up pitch days, members-only networking, informal meetups, and fireside conversations with industry leaders.

Membership is free but selective — open to those building across borders and seeking meaningful growth through connection, knowledge, and community.

We also produce a regular podcast, sharing real stories, insights, and voices from inside the Club.

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